The following tips can help you prevent Identity Theft:
1. Purchase a shredder to shred all your personal documents.
2. Consider putting a fraud alert on your credit accounts.
Contact the major credit bureaus to place a fraud alert on your credit file. Future creditors will then have to contact you to confirm any new accounts by phone. Click here to view a list of Credit Reporting Agencies.
3. Slow the flow of junk mail.
About 62 million trees and 25 billion gallons of water are used to produce a typical year’s worth of junk mail in the U.S. Worst of all, it puts you at greater risk for identity theft because each pre-approved credit offer you receive is an invitation for someone to open a credit line in your name.
To remove your name from the marketing lists of the three credit reporting bureaus
call the Opt-Out Line: 1-888-567-8688.
4. Be Aware of Scams
Common scams include:
You’ve won a Prize! Scam
5. Protect your Social Security Number
One of the most important things you can do to protect yourself from identity theft is to protect your Social Security Number. By obtaining it, a thief can get access to many things including your bank accounts and credit cards.